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Nothing like a paperwork-happy bureaucracy to annoy me...
I received a $25 check in the mail this weekend, a graduation present from my cousin Krista. (What a pleasant -- if 8 months overdue -- surprise!)
So I decided to use the money to get my hair cut (I'm under orders from my DVR counselor), and donate the hair to Wigs for Kids.
I take the bus down to WECU, and say I want to deposit $5, and keep the rest. They teller -- a very young guy -- politely says he cannot cash out-of-state personal checks for me, and if I want to deposit it, there is a mandatory 11-business-day hold placed on the check. Fine, fine, this comes as no surprise to me, since I owe my old bank, USAA, $78.49 in overdraft fees on an account they closed back in November, and banks talk to each other.
Then he starts fiddling with the computer. And fiddling. Then he prints something out. And fiddles some more. And goes and talks to a supervisor. Just deposit the damn check already!
After more than 5 minutes of this, he gives me a piece of paper, and asks me to sign it. Excuse me? I'm sorry, but I am not going to sign a paper giving you permission to hold my check for 11 business days. You don't need it, it's unnecessary paperwork, and I don't have time for this. Just deposit the damn check! I don't care about the hold.
Exasperated, he patiently explains that I MUST sign this paper.
"No, I do not need to sign it," I tell him adamantly. "Just deposit the damn check."
And with that, I turned around and walked out, leaving the check with him, calling out after me, "Sir! SIR!"
Totally pissed me off, making me agitated for the next few hours.
And the best part: I won. I just checked the WECU website -- they deposited the check (with the hold) -- WITHOUT my signature. Bureaucratic jerks.
I received a $25 check in the mail this weekend, a graduation present from my cousin Krista. (What a pleasant -- if 8 months overdue -- surprise!)
So I decided to use the money to get my hair cut (I'm under orders from my DVR counselor), and donate the hair to Wigs for Kids.
I take the bus down to WECU, and say I want to deposit $5, and keep the rest. They teller -- a very young guy -- politely says he cannot cash out-of-state personal checks for me, and if I want to deposit it, there is a mandatory 11-business-day hold placed on the check. Fine, fine, this comes as no surprise to me, since I owe my old bank, USAA, $78.49 in overdraft fees on an account they closed back in November, and banks talk to each other.
Then he starts fiddling with the computer. And fiddling. Then he prints something out. And fiddles some more. And goes and talks to a supervisor. Just deposit the damn check already!
After more than 5 minutes of this, he gives me a piece of paper, and asks me to sign it. Excuse me? I'm sorry, but I am not going to sign a paper giving you permission to hold my check for 11 business days. You don't need it, it's unnecessary paperwork, and I don't have time for this. Just deposit the damn check! I don't care about the hold.
Exasperated, he patiently explains that I MUST sign this paper.
"No, I do not need to sign it," I tell him adamantly. "Just deposit the damn check."
And with that, I turned around and walked out, leaving the check with him, calling out after me, "Sir! SIR!"
Totally pissed me off, making me agitated for the next few hours.
And the best part: I won. I just checked the WECU website -- they deposited the check (with the hold) -- WITHOUT my signature. Bureaucratic jerks.
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